Legal
Disclosures
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Insurance Disclosures
Insurance products are offered through licensed insurance professionals. Products and features may not be available in all states. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.
Insurance and annuity products are not deposits, are not FDIC or NCUA insured, are not obligations of or guaranteed by any bank, and are not insured by any federal government agency.
Fixed Indexed Annuities
Fixed indexed annuities are not securities and are not direct investments in the stock market or any index. Surrender charges may apply to withdrawals during the surrender period. Withdrawals before age 59½ may be subject to a 10% federal tax penalty. Optional riders may carry additional fees.
Indexed Universal Life
Indexed universal life insurance is not an investment. Policy loans and withdrawals reduce cash value and death benefit and may cause the policy to lapse, which may result in tax consequences. Illustrations are hypothetical and not guaranteed.
Tax & Legal
Westhaven Financial Group does not provide tax or legal advice. Consult qualified professionals regarding your situation.
Licensing
Insurance products are offered through licensed insurance professionals. Product availability varies by state. License numbers and state-specific disclosures are available upon request — please contact us and we will provide them promptly.